AI agents make fast settlement more dangerous.

Crypto payments are irreversible, yet most wallets still treat payment initiation and final settlement as the same moment. As AI agents begin to execute crypto transactions autonomously, mistakes, prompt injections, or compromised agents can trigger permanent transfers instantly. The industry has optimized for speed, but not for human oversight in an AI-driven financial system.

Slowlyy inserts governance before finality.

Slowlyy separates payment initiation from final settlement. AI agents can initiate transactions autonomously, but funds enter a pending time window before they move irreversibly. That delay creates room for human veto and recovery before damage becomes permanent, while still allowing automatic settlement if no intervention is needed.

Product state

The live product today demonstrates the governance model clearly as a delayed self-custody wallet. Mainnet is being shaped around the same principle, with longer configurable delays, stronger hardening, and a clearer path toward AI-initiated transaction oversight.

Live now

Testnet

30 minute delay window so the governance model is visible immediately.
Uses testnet funds only, with no real value at risk.
Shows how payment initiation can be separated from irreversible release.
Best way to understand the product flow before mainnet exists.

In development

Mainnet

Configurable 3 to 30 day delay for materially stronger human oversight.
Planned support for Bitcoin, Ethereum, BNB, and Cardano, with more to follow.
Security hardening, veto logic, and recovery-oriented UX are still in progress.
The goal is not just custody, but governance between autonomous intent and final settlement.

Why a pending window matters

A thief who gets your device should not get your funds in the same hour.
An AI agent should not be able to trigger irreversible settlement without a human checkpoint.
Self-custody remains intact: users still hold their own keys.
The waiting period gives space to inspect destination addresses, agent behavior, and payment context before settlement.
Prompt injections, bad automations, or compromised agents can be stopped before they settle.
Security is not only cryptography. It is also the time and authority available to react.

A payment can be pending and still be real.

Slowlyy introduces a state between “not sent” and “fully settled.” A transfer can be initiated, verifiable, and scheduled before it becomes irreversible on-chain, which is especially important when payments are initiated by AI agents.

Signed pending receipt

Proof before finality

The payment exists and has entered its waiting period.
The funds were available when the transfer was initiated.
The recipient gets structured confidence that the payment is real and in progress before final settlement.

Auto-settles unless vetoed

Scheduled release logic

The transfer remains vetoable during the waiting window.
If no veto occurs, the payment is released automatically when the delay completes.
A signed pending receipt is not final settlement, but it is more than an informal promise for counterparties and autonomous systems.

Pending Payment Receipt

A simple proof that the transfer is real, currently pending, and not yet final on-chain.

Slowlyy

Recipient copy

0.42 BTC pending

Recipient: bc1q...9x4m

Pending and verified Auto-settles unless vetoed

Issued 2026-03-30 14:05 UTC

Ref SY-PENDING-20260330-7FD2C1

Read the thinking behind it

What is Slowlyy? Read the security model Read the FAQ Read the white paper Read the privacy policy

The white paper goes deeper into the broader thesis: Slowlyy is not only a delayed wallet, but a transaction governance layer for both human-initiated and AI-agent initiated crypto payments.

Help stress-test the idea

This page is not asking for hype. Try Slowlyy. Break it. Tell us what feels confusing, weak, too slow, not slow enough, or simply unnecessary. Honest criticism is more useful than praise.

Leave a note

Or speak directly with the cofounders

Pieter Natanael Krishna Patidar

AI can initiate. Humans keep veto power.

Intent first. Final settlement later.